FAQ

FAQs

Why use RecLending?

Reclending is a premier service provider. We have partnered with some of the best sources for recreational financing. We have been in business for 15+ years and have an experienced and personable staff ready to aid you in your purchase. New or used, we offer competitive rates supplemented with fully comprehensive assistance for you.

What are your rates and terms?

Our rates are based on the market and various other factors, including the amount you are financing, the age and type of boat or RV you are financing, your location, and your credit history. For a more detailed answer on your scenario, please call 517-543-6921 and speak to an expert.

*All rates offered are fixed APRs.

We offer terms from 60 months (5 years) up to 240 months (20 years) depending on the amount you are financing, the age of the RV or boat, and your credit history. Each loan is customized per your preference. So if you want a lower term than offered, you have the freedom to set it where you are comfortable.

How long before I can expect funds?

Our average deal is completed in 3-5 business days, but every deal is different. Reclending will work tirelessly to help you, your seller, and your dealer complete the transaction.

Do you work with dealers?

Yes! Reclending boasts partnerships with dealers across the US. If you don’t have a dealer, we can help you find one. If you have a dealer unable to finance you locally, we can help there too! We make the transaction simple for both you and your dealer.

Do you offer refinancing?

YES! Reclending does offer refinancing options as well as repower!
You can call us at (517) 543-6921 or shoot us your questions in the Contact form.

Do you offer insurance?

Yes, we also offer insurance! Reclending can be your one-stop shop for securing funds for your next recreational purchase!

Do you offer service protections?

YES! Reclending offers a wide array of mechanical protections for new and used boats and RVs. We also have GAP, appearance protection, accessories, and many more!

My credit is not the greatest, can I still get a loan for a boat??

Whether you have great credit or bad credit we’ll find the best loan to fit your individual needs.

Is your website secure? Do you sell my information to other companies?

Our website and server environments are certified secure. All information and communication between you, us, and our partners is encrypted using the latest technology in today's financial industry. And no, we do not sell your information to any other companies.

If you have questions not listed, call (517)543-6921 or use our contact form to send them to us.

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